Long-stay visas · Portugal

Portugal: long-stay visa options

When 90 days isn't enough — the 4 national long-stay routes that legally extend a visit to Portugal beyond the Schengen short-stay limit.

Portugal has been the most popular long-stay destination in the EU for English-speaking and Brazilian applicants for nearly a decade, driven by an unusually accessible immigration regime, the world's lowest income threshold for a passive-income visa (D7), and one of the shortest naturalization timelines in Europe at 5 years.

The D7 visa remains the dominant route for retirees and passive-income earners. Its income threshold — roughly Portuguese minimum wage, currently around €820 per month — is achievable for most American, British, and Canadian retirees with even modest pensions or investment income. The pathway from D7 to permanent residence to citizenship is well-trodden, with established legal and relocation industries supporting applicants.

The D8 Digital Nomad Visa, launched in October 2022, captured the remote-working cohort. Its higher income threshold (≈ €3,480/month) selects for upper-middle-class professionals, but the lifestyle appeal of Lisbon and Porto has made it Portugal's fastest-growing visa category. Many D8 holders explicitly target the 5-year citizenship path.

The Golden Visa landscape shifted significantly in October 2023 when the property-purchase route — historically the most popular pathway — was eliminated. The remaining fund-investment routes are less attractive for many applicants, and total Golden Visa volume has dropped substantially. For high-net-worth applicants, the D8 has partially absorbed the demand.

The NHR (Non-Habitual Resident) tax regime, which offered substantial tax advantages for high-income foreign residents, also closed to new applicants at the end of 2023. The replacement IFICI regime is significantly narrower, focused on scientific and technical activity. The combination of D7/D8 visa accessibility plus the absence of NHR has reshaped the financial calculus of Portugal residency — but the underlying lifestyle and citizenship pathway remain compelling.

Quick facts

Country
Portugal 🇵🇹
Capital
Lisbon
Currency
EUR
In Schengen since
26 March 1995

Long-stay visa options in Portugal

Frequently asked questions

Is the NHR (Non-Habitual Resident) tax regime still available?
The original NHR program closed to new entrants on 31 December 2023. A replacement regime — IFICI, or 'Tax Incentive for Scientific Research and Innovation' — launched in 2024 with narrower eligibility focused on scientific, technical, and innovation-sector activity. The blanket 20% flat rate for high-income foreigners is no longer available.
Did the Golden Visa really end?
The property-purchase route ended in October 2023, which was the most popular pathway. Fund-investment routes (≥ €500K in Portuguese-domiciled investment funds), capital transfers, and job-creation routes remain available. The total Golden Visa volume dropped sharply after the property route closed.
Why is Portuguese citizenship attractive to long-stay residents?
Portugal naturalizes after 5 years of legal residence (one of the shortest timelines in the EU) and accepts dual citizenship. Portuguese citizenship grants full EU free movement, which is why so many D7/D8/Golden Visa applicants pursue the residence with citizenship as the explicit goal.
Does AIMA (Portugal's new immigration authority) handle applications differently from SEF?
AIMA replaced SEF in October 2023. The transition has been administratively turbulent, with significant processing backlogs through 2024. By 2025–2026 processing times have improved but vary by region.
Can I open a Portuguese bank account during the 90-day visa-free stay?
Yes — and you should, before applying for a long-stay visa. Most Portuguese banks require a NIF (tax identification number) plus passport plus proof of address. Several banks now offer non-resident accounts that can be opened remotely.

Track your Schengen days while planning

Long-stay visa applications take weeks. Stay within the 90/180 rule on visa-free entries in the meantime.

Open the Schengen tracker